30-Year Fixed
Week ending Nov 5, 2026
7.18%
Previous week (Oct 29, 2026): 7.24%
Mortgage rates & news
Mortgage Rates & Housing News
The weekly national mortgage rate averages from Freddie Mac, plus the latest real estate and mortgage headlines from industry and federal sources — titles and summaries, with the full story on the source’s site.
Rates as of the week ending Nov 5, 2026 · News updated through Nov 12, 2026U.S. Mortgage Rates
Freddie Mac Primary Mortgage Market Survey (PMMS) weekly average, updated Thursdays — data via FRED, Federal Reserve Bank of St. Louis (series MORTGAGE30US & MORTGAGE15US). Last survey: Nov 5, 2026.
15-Year Fixed
Week ending Nov 5, 2026
6.57%
Previous week (Oct 29, 2026): 6.60%
Down for a third straight week: the 30-year average has fallen from 7.40% to 7.18%.
Last 12 weeks
Weekly averages, Aug 20, 2026 – Nov 5, 2026. Y-axis in percent.
| Week ending | 30-year fixed | 15-year fixed | 30-yr change |
|---|---|---|---|
| Nov 5, 2026 | 7.18% | 6.57% | ▼ 0.06 |
| Oct 29, 2026 | 7.24% | 6.60% | ▼ 0.08 |
| Oct 22, 2026 | 7.32% | 6.68% | ▼ 0.08 |
| Oct 15, 2026 | 7.40% | 6.71% | 0.00 |
| Oct 8, 2026 | 7.40% | 6.73% | ▲ 0.12 |
| Oct 1, 2026 | 7.28% | 6.60% | ▲ 0.25 |
| Sep 24, 2026 | 7.03% | 6.42% | ▲ 0.08 |
| Sep 17, 2026 | 6.95% | 6.26% | ▲ 0.19 |
| Sep 10, 2026 | 6.76% | 6.09% | ▲ 0.05 |
| Sep 3, 2026 | 6.71% | 6.04% | ▲ 0.05 |
| Aug 27, 2026 | 6.66% | 5.98% | ▲ 0.01 |
| Aug 20, 2026 | 6.65% | 5.95% | — (first week shown) |
Not a rate quote. These are national market averages, not a rate offer or a lock from Cactus Lending. The rate you can get depends on your credit, loan amount, property type and loan program.
Real Estate & Mortgage News
The latest headlines from the Mortgage Bankers Association’s MBA Newslink digest and the Consumer Financial Protection Bureau (CFPB) newsroom.
MBA NewsLink Thursday, Nov. 12 2026
The post MBA NewsLink Thursday, Nov. 12 2026 appeared first on MBA Newslink.
Read more on the source site →MBA NewsLink Tuesday, Nov. 10 2026
The post MBA NewsLink Tuesday, Nov. 10 2026 appeared first on MBA Newslink.
Read more on the source site →MBA NewsLink Monday, Nov. 9 2026
The post MBA NewsLink Monday, Nov. 9 2026 appeared first on MBA Newslink.
Read more on the source site →MBA NewsLink Friday, Nov. 6 2026
The post MBA NewsLink Friday, Nov. 6 2026 appeared first on MBA Newslink.
Read more on the source site →MBA NewsLink Thursday, Nov. 5 2026
The post MBA NewsLink Thursday, Nov. 5 2026 appeared first on MBA Newslink.
Read more on the source site →MBA NewsLink Wednesday, Nov. 4 2026
The post MBA NewsLink Wednesday, Nov. 4 2026 appeared first on MBA Newslink.
Read more on the source site →CFPB Announces New Initiative to Address OCC-Uncovered Debanking by Large Banks
Today, the Consumer Financial Protection Bureau (CFPB) announced the next step in its work to advance President Trump’s fight against the debanking of businesses and individuals on the basis of their constitutionally protected rights
Read more on the source site →CFPB Proud to Support the National Strategy for Financial Literacy
The CFPB is proud to support the new National Strategy for Financial Literacy to guide nationwide actions on building youth financial competency, developing good saving and investing habits, improving Americans’ knowledge of digital financial literacy,…
Read more on the source site →The CFPB to Cease Discretionary Publication of Complaint Narratives and Visualizations
Read more on the source site →Deputy Director Mark Paoletta’s Remarks to the Financial Literacy and Education Commission
Deputy Director Mark Paoletta provided remarks to the Financial Literacy and Education Commission.
Read more on the source site →CFPB Announces Joint Final Rule on Adopting Uniform Standards for Reporting Financial Data
Read more on the source site →The CFPB is Correcting Flaws to Restore Integrity and Utility to the Consumer Complaint System
The consumer complaint portal has long been plagued by issues that severely limit its effectiveness in addressing consumers’ complaints and practical utility of its information.
Read more on the source site →Sources: MBA Newslink daily digest feed (newslink.mba.org/mba-newslinks/feed) and CFPB Newsroom feed (consumerfinance.gov/about-us/newsroom/feed). NAR and Freddie Mac do not publish a public RSS feed, so their releases are not listed here. Headlines and excerpts only — full articles open on the source’s website.
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