Our specialization

We specialized in bring cheaper and better mortgage interest rates to our clients, we offer many affordable loan products like 3% down FHA, 3% down conventional loans, refinance programs, refinance cash outs, stated incomes, investment loans, credit repairs, and more. Call us at (626) 203-1707 for more info.


3% Down Conventional & FHA

Qualify more first-time homebuyers with this 3% down payment solution.

  • Purchases up to 97% LTV
  • No income restrictions
  • Available in all geographic locations
  • Eligible for single family homes, including townhouses and condos
  • No cash-out refinances available up to 95% LTV

ELITE Programs

The obvious choice for top-tier borrowers! Comprised of some of the best conventional rates and pricing in the industry, Elite program allows you to close quickly.

  • 700+ FICO
  • Up to 80% LTV
  • Loan amounts from $200,000 up to County Loan Limits
  • Includes FHA, Conventional, High Balance and ARMs

More programs

  • Refinance
  • Cash Out
  • Investment Lending
  • Hard Money Loan

High Balance Loan Programs

Most competitive rates and close High Balance loan in record time!

  • $453,101+ loan amount
  • LTV’s as high as 90%
  • 640+ FICO
  • Both fixed and ARM loans

ARM Programs

ARM pricing can provide a lower payment for you. A competitive 5/1, 5/5, 7/1 or 10/1 low interest rate ARM.

  • Provide savings for you with lower rate and payment options
  • Reduced caps to 2/2/5 on all 5/1 and 5/5 ARM products
  • 7/1 ARMs qualify at the actual note rate