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What We Do

Welcome to the official site of Cactus Lending. We are a full-service mortgage company headquartered in San Dimas, California. We specialized in bring cheaper and better mortgage interest rates to our clients, we offer many affordable loan products like FHA, VA, Conventional loans, Refinance, Cash out, Stated income, No Doc loans, Investment loans, Foreign national loan, Business purpose loan, Hard money loan, Rental loans, and more.

Whether you are buying a home, relocating to a new area or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment. In terms of loan programs & services, we offer the following:

Home Purchase Loans

Secure a home purchase loan that utilizes today’s great mortgage rates to make your dream home affordable.

Refinance Rates

Lock in great terms with current interest rates to ensure your home remains affordable—or build more equity with an update!

Rate Comparisons

Don’t just take the first offer. Shop around. Use our rate comparisons to find the best possible plan for your home ownership strategy.

Fast Funding

Seize opportunity as soon as you can with our fast funding options, giving you the freedom to cure that house fever.

Evaluate Your Property

Know where you stand. With a property evaluation in hand, you’ll have better access to your options so you can see the next move.

Cash-Out Refinance

Take advantage of your home’s equity with a cash-out refinance. It’s your cash — spend it how you see fit.

Use Our Free Tools

Pre Approval Letter

You need to get moving. Use a Pre Approval Letter to get the process started.

Refinance Analysis

We'll crunch the numbers so you'll know exactly how much money you can save.

Today's Mortgage Rate

Browse rate comparison to see which individual mortgage terms make the most sense for you.

Search Home For Sale

Don't just leap at the next opportunity take the time to search

Your time & money matter. Let’s not waste either.

From fast, custom digital quotes to a completely streamlined online loan application and approval
process, you can get your money and do what you want with it — usually in less than 30 days.