One of the biggest hurdles to homeownership is saving up the all-important down payment. It can impact how much house you can afford, what types of loans you use, and how long…

Do you enthusiastically pore over home listings on online platforms in your spare time? Is driving around looking for For Sale signs your idea of a perfect Saturday afternoon? If so, you…

Buying or selling a home often comes with some negotiation. In fact, it is expected and normal for both parties to set a price higher (seller) or make an offer lower (buyer)…

You’ve mastered the process of home buying, but are you ready to be a seller when it’s time to move out? Believe it or not, selling your home can be just as…

Being a savvy real estate buyer or seller requires that you know and understand the market conditions. This includes the types of homes, comparable purchase prices, and so much more. But one…

The home-buying process is exciting but can be lengthy, especially if you have a purchase fall through and have to start over. How long should you expect it to take to buy…

Working with a real estate agent can be very helpful when purchasing a house, especially if you are a first-time homebuyer. But for the seasoned, experienced buyers or the newbies who want…

If you are buying a home, you have probably looked at all kinds of ways to reduce your monthly mortgage costs. These can include putting down a higher down payment or improving…

Evaluating a potential new home’s features is just one part of finding the perfect place to buy. You should also carefully consider the neighborhood that you will be living in to decide…

When purchasing a home, it is always a good idea to have it professionally inspected. Many lenders even require it as a condition of the loan. Home inspectors charge between $270 and…

FHA mortgages are great for homebuyers without a sizable down payment or with low credit. Each situation is unique and based on a combination of factors like income, credit, and the property’s…

Searching for and finding the perfect new home is just one step of the home-buying process. Once you find the perfect home and have a sales contract, it is time to actually…

One of the first hurdles that potential homeowners must overcome is saving up a down payment. It can take years, depending on the home prices in your area and how much you…

When you are ready to make a new home purchase, the first thing to consider is who you want on your team. A Realtor or real estate agent can be your advocate…

Do you dream of homeownership but can’t come up with the required down payment? Don’t worry. You may be eligible for a no money down mortgage. Some come with stipulations and others…

Finding a great deal on your home purchase requires that you understand the different types of home loans available. Here are popular mortgage products and who can use them. Conventional Loan: This…

If your credit, debt, or income is keeping you from buying a house, you may be tempted to have another person in a more stable financial position help with your loan application.…

Homeownership is not just for the ultra wealthy. While income is an important factor when buying a house, knowing exactly how much you need to earn is not as simple. Most people…

The biggest question those considering homeownership need to answer is simple: Should I buy or rent my home? Here is a look at the pros and cons of each. Buying Pros: Your…

When buying a new home, you have the chance to put in a number of contingencies to the purchase contract to protect you during the process. A contingency is a condition that…

They say that buying a home is all about location, location, location. But what if you do not know what location is right for you? Here are a few factors to consider…

If you are getting ready to purchase your first home, there are a few expenses that you need to prepare for before getting to the final closing table. Some are even required…

Buying a home is a big purchase, one that takes time to save up to afford. Many homebuyers use a mortgage to finance the majority of the cost but still need to…

Before you begin your new home search, talk to a lender about getting preapproved for a mortgage. This important step can save you time in negotiations and keep your search on target…

If you have received your Closing Disclosure from your lender, you are almost done with your home-buying journey. The Closing Disclosure, provided at least three full days before closing when you sign…

Ready to purchase your first home? Use this easy-to-follow checklist to navigate the path to home ownership. Determine Your Budget: It’s best to determine how much house you can afford early in…

Whether this is your first or tenth home purchase, shopping for a new home is an exciting time. It can also be a stressful and lengthy process. This guide can help you…